3 Easy Ways to Become a Millionaire

Below are 3 proven strategies that helped me become a millionaire by age 30! 

First, I must mention that I didn't make millions right away. I worked day and night throughout my 20s to make my dream life for myself. I didn't start making 6 figures until I was 27 or 28. It's not about making a lot of money, but rather having good habits around money. 



1. Clear Your Debt

Before we can talk about the cool, sexy parts of making money, we have to talk about debt. The number one millionaire dream crusher is high-interest debt. Typically, high-interest debt comes with a credit card. If you have a credit card and are not paying the full balance, you cannot do the other 2 tactics. You must clear your balance first! 



2. Open a Roth IRA

This next strategy is one of my favorite investment vehicles that helped me become a millionaire — the Roth IRA. Anyone in the US can set one up (if you are overseas, there are equivalents)! A Roth IRA allows you to put money in an account that grows at a rate of your choosing that you don't have to pay taxes on! This is one of the only investment vehicles that are not taxable! That's amazing! 

Here are the steps to open your Roth IRA…

Note: I am not a financial advisor. I can only recommend steps to take and sites to use. 

  1. Go to Google and search “Roth IRA”. Various sites will pop up. Again, I cannot tell you which to use but I like Vanguard
  2. Inside the Roth IRA, I like investing in index funds and ETFs. These are great low investment channels. You may have also heard of mutual funds. Mutual funds are run by humans who are trying to beat the market; index funds and ETFs are run by an algorithm that tries to match the market. 
  3. Once you open your account, you will need to choose how you are going to initially fund your account. Yes, you need money to do this! You can do a bank rollover or choose to roll over money from a different investment. 
  4. After you put in the rest of your information, it can take up to 5 days to verify your identity and get your account approved. 

I will warn you that there is one issue with a Roth IRA. If you make too much money (more than $144,000 a year), you are not allowed to take advantage of this awesome vehicle. That being said, just because you make more than the allowed amount doesn't mean there aren't other options. When you reach that number, more doors will open. For now, however, a Roth IRA is all you need. 



3. Spending Habits

Americans and western society in particular have horrible spending habits. We value lavish items, expensive trips, and plastering photos of our best selves on the internet. This sounds great but at what cost? We are constantly sacrificing our finances, health, and mental well-being! 

There is a group of people revolting against this flashy lifestyle called the FIRE movement. Members of the FIRE movement believe in financial independence and retiring early. I joined this movement last year while living in a van. I traveled the US with my wife and saved over 98% of my income! Now, you don't have to live in a van to become part of the movement, but you do need to take a good look at your last 30 days of spending. Analyze what you truly need to live and be happy. Even if you're able to save an extra hundred dollars a month to put towards your Roth IRA, do it! 

It’s going to be hard! It's not easy to make sacrifices. But trust me, financial freedom is in your future! You can control your own destiny! Remember, your energy flows where your money goes. Making a small change today can change your life!

Best of luck on your financial journey! Peace and God bless!

I make new content every single week, so be sure to subscribe to my Youtube and follow my Instagram @brambilabong and TikTok at @AdrianBrambila. I also have tons of resources and courses on my website that you won’t want to miss. Head over to www.adrianbrambila.com to learn more about what I do and how I live a financially free life.

1 comment

Shelly Stephens

Hi Adrian,

I’m 53, just graduated Nursing School, and looking to invest and grow my money. Plz help. What advise do you have? Would love to retire in the next 15 years.

Thanks So Much!


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